Prescription for health care costs: tort reform
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Prescription for health care costs: tort reform


By Bruce Rioux

I read with interest Cecile Martin’s passionate column advocating a single-payer health care system, “Americans deserve more from health care debate” (BDN, Sept. 26-27). She points out the crippling costs some patients face yet ignores that a single-payer system would transfer these crippling costs to the American taxpayer. The U.S. government already manages three single-payer systems in the Social Security, Medicare and Medicaid programs.

Most Americans entering the work force today are convinced that Social Security will no longer be available once they are ready to retire. Medicaid still owes health care institutions millions of dollars in reimbursement for health care already delivered and the government continuously tries to cut reimbursements to health care providers to sustain the Medicare program. It’s no wonder most Americans are skeptical of the government’s ability to sustain a viable single-payer universal health care program.

It's fashionable to blame profiteering insurance companies, which assume all the risk, and pharmaceutical companies, which spend billions of dollars in research, for the problems with the present American health care system and to chastise the government for favoring legislation that favors their ability to remain a viable business. Correct me if I’m wrong, but shouldn’t the government of a capitalistic society favor legislation that allows businesses to remain profitable? Shouldn’t the laws of supply and demand regulate these companies like any other business?

These companies are in business to provide a service, but they must show a profit to their shareholders. Some say that the profits are obscenely high and this greed is what leads to the high cost of health care. While this is certainly an arguable point, it disregards other aspects of the health care debate. If insurance and pharmaceutical companies are so greedy, why are insurance premiums different in different parts of the country and why are pharmaceuticals less expensive in other countries?

The difference, in this country, is that too many Americans view the health care industry as a lottery. That is, if they don’t get a 100 percent satisfactory result from their health care experience, they’ll seek legal retribution and they won’t have any problem finding legal representation. The airwaves of radio and television are riddled with ads from legal firms seeking to get you the “financial reward you deserve.” This comes at a tremendous cost and is now being ignored in the health care debate. You cannot have a realistic discussion on health care reform without taking a serious look at tort reform. Otherwise you’re just blowing smoke.

The claim that patients have had poor and even fatal outcomes due to delayed or denied medical care, because of their inability to pay, is an alarming statement since it is against the law for a public health care facility to deny treatment for a life-threatening condition. As a nurse who works at Millinocket Regional Hospital for over 23 years, I have never witnessed a patient being denied treatment for a life-threatening condition at this facility.

Payment plans are sometimes asked of patients without insurance who seek medical care for routine or elective procedures,and some patients change their minds and elect not to enter the health care system. This is not denying care. In fact, all health care facilities, including Millinocket Regional Hospital, provide a substantial charity care program to eligible patients. Asking patients without health insurance, who have the financial means, to enter payment plans for nonemergency care allows these institutions to remain financially solvent so they can continue to provide health care to their communities.

There are some genuine concerns associated with our present health care system, but the insinuation that a single-payer health care system will provide American citizens with fair and equitable health care closer in line with European systems is inaccurate. Single payer or not, there are inequalities in every health care system across the globe, including Europe. The debate centers on whether we “throw out the baby with the bath water” and abandon our health care system to inherit another health care system that generates its own set of problems.

Bruce Rioux is the chief nurse anesthetist at Millinocket Regional Hospital. He has been a registered nurse for more than 26 years and a certified registered nurse anesthetist for more than 23 years.

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Comments
11 comments on this item

Wow! Great column and full of common sense. Well done, Mr Rioux!!

Here's where you're wrong: "...like any other business." Health insurance is not like any other business, because one's health and life are not commodites on which one can place a dollar value. Some people, through no fault of their own, will require a great deal more from the health insurance system than others. In this sense, health insurance is more like public education, which is required and government subsidized, than it is like car insurance, which is used only by those who choose to own a car. It is more than "fashionable" to blame insurance companies for health care's high cost and uneven ability -- the problem is rooted in the very model of health insurance as just another business.

I meant "uneven availability." Poor early-morning proofreading.

Health insurance companies profits that have increased 350% in the last 10 years. We are getting ripped off and that is a large part of why the costs of health care have risen 10% every year for the last 10.

If you would like to help pressure Congress to pass single payer health care please join our voting bloc at:

www.votingbloc.org

Finally, someone who "gets it!" Very well said Bruce! Its a mystery why hank doesn't recognize insurance companies as a business. Are they suppose to give it away? Pontesisto, I don't know where you are getting your numbers, but if you believe what you wrote, then you are getting ripped off....via your informational source.

I will be looking to see if the BDN runs anything from a healthcare provider that balances this article, like the Single Payer Option. President Obama when running for office supported a single payer option. Sen Snowe is on record as having believed a single payer option was what we needed. There are hundreds of respected organizations that support a single payer option. Corruption and greed is in control now, and if you don`t understand how the corruption of our elected officials is being controlled by the greed of the insurance companies then it will be along time until we get the healthcare that we need. We are getting to be the biggest joke in the world for our flip flopin behavior. Sometimes sitting on the side lines gives you a better perspective.

For those that think that Social Security, Medicare, and Mediaid cannot be fixed are very wrong in my opinion. How much of our tax dollors is enough. I say we pay enough to get all the services we should have. All we need to do is get the graft, greed, and corruption out of the polictical process. And yes our current taxes can still pay for the military and also add a Single Payer Healthcare if used wisely, which is not a large commodity in any of our State and National leadership. Why because we simply have not flat out demanded it. Get on board and demonstrate, pay attention, and Vote to get the things we want.

I have never been inside Millinocket Regional Hospital, I`m sure it is a fine little hopital. I`m sure Bruce Rioux is a fine RN. I just have to wonder why the BDN felt it had to go Millinocket to get this comment, when EMMC and St Joe`s are so close. Dang what would it really take to run a survey in all the hospitals in the state to help our citizens understand. Would I trust the BND to do this, not with my money.

Oh, BTW wasn`t that an insurance company trying to get another increase in rates Monday or Tuesday.

OMG yes Tort reform is another dragon that needs slaying. This can be done after we put in a single payer.

ElectraGlide...BDN has been in bed with Obama and Pelosi's health care plan since the beginning! I was actually surprised they published anything to the contrary! BTW..we know Obama wants single payer (socialized medicine) because he said it before being elected. However, he denies wanting it at present because he knows it would be politically unpopular. And, for him, it is all about the poll numbers and the protesters. I only hope he listens to what the majority is saying...and they are saying NO to any government run health care program!!!!

Mr. Rioux is factually in error, crediting private, for-profit entities with research leading to medical advances -- that is largely funded by taxpayers in the non-profit sector. What little private companies invest is dwarfed by their marketing expenditures. Interestingly, comparing us to Europe or Scandinavia is a tactic often used across the pond to answer complaints about (admittedly) imperfect universal systems to illustrate how much worse they COULD be. Mr. Rioux does not specify his position in the debate of health care as a product or a human right, but he either condones the denial of life-sustaining care an acceptable business move in pursuit of profits or considers the ER an adequate fulfillment of our responsibility uphold care as a human right. The first is barbaric, and the second inadequate and inefficient. While I share the gentleman's concern about low reimbursement rates by the public sector currently being subsidized by private payers, lower cost, more humane solutions abound in the wealthy world. I further agree that tort reform is needed, but am aware the savings would be relatively small. It's the profits, stupid!

Any bill that is produced that does not include real tort reforms should not be taken seriously. At this very moment, on the cover of the Tampa Bay Yellow Pages, there are three different advertisements for three different malpractice firms. JUST ON THE COVER! On my way to work, I see SIX roadside billboards, advertising the services of malpractice attorneys. This along a four mile stretch of northbound 275. If you don't think physicians think about these things, you are wrong. I know I do. I know my colleagues do. What a shame. You can bet I am going to order all of the tests in the book to CMA. I am not about to give away what took me over a decade and a half to earn. Not a chance. The arguments against real tort reforms are old, tired, and stopped holding water a long time ago.

Christopher Russo, M.D.

University of Michigan Medical School '94

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