HALLOWELL, Maine — The folks come in red-faced. Some look worn, as if they tried and failed to sleep.
One guy filled out his official claim form with the enthusiasm of a diabetic at a candy counter, stoic until presented a few minutes later with a check for $35,000. A dim smile spread across the man’s face as Tim Poulin, the director of operations for the Maine Bureau of Alcoholic Beverages and Lottery, shook his hand.
“Congratulations,” Poulin said, unsurprised at the lack of emotion on the winner’s face.
In his two years as the state lottery’s point man — and a witness to the births of several millionaires — Poulin has never seen game-show-style outbursts. Though he and the lottery give away more money than Alex Trebek, more than $100 million in the last year, there are no champagne bottles, limos or grateful kisses.
“It’s muted,” said Poulin, the 49-year-old Sidney man who signs every big check. “They’re not jumping up and down.”
Handing out money is the best part of a job that includes watching over an organization that contributes $50 million each year to the state’s general fund from the sale of both instant lottery tickets and jackpot tickets such as Megabucks and Powerball.
Before coming to the lottery in early 2010, Poulin worked for the Maine Secretary of State’s Office. It was a calm desk job.
Today, his job has more surprises. And usually, the people are happier, he said.
Poulin tries to talk with everyone who wins a prize of $5,000 or more.
But sometimes the winning happens too fast for him to keep up.
If someone wins less than $600, they can get their prizes from a store that sells lottery tickets. The bigger prizes need to be processed by Poulin’s office, which is down the street from the Capitol. People may mail their tickets, and the lottery will send them a check. Most larger winners choose to show up in person.
The man with the $35,000 check had spent about 15 minutes at the office, walking in the front door to face a sight that resembles a bank teller’s drive-up window with a drawer that slides open. He gave the clerk his $3 “Super-Duper Crossword.”
A moment later, a machine rang with the words, “You are a winner!”
The prize was $50,000.
The man surrendered his driver’s license, and the clerk went to work while the man filled out a claim form. After state and federal taxes were taken out, the prize was about $35,000. The clerk checked to see whether the man had unpaid child support; that, too, would have been taken out. He didn’t.
A few minutes later, when the claim was finished and the tax issues were explained, Poulin signed a check for more than $35,000.
It’s that fast.
“These are instant tickets and people want their money right away,” Poulin said. “We have about $750,000 in our checking account. We’re signing checks all the time for multiple levels of prizes “
A few minutes earlier, he had given a $21,000 winner an after-tax check for $14,000. The man planned to take the check directly to the lottery’s bank on Augusta’s Western Avenue and retrieve a stack of $100 bills.
“We tell people in ads that ‘We’ve got the winners,’” Poulin said. “It’s true.”
Most players seem to fall within a couple of categories. Some are people who play all the time with favorite games and a routine. The other bunch are folks who buy a ticket whenever the jackpots get big.
Among those Poulin has met was an Oxford County couple who won more than $2.7 million.
Like the smaller winners, the people who win life-changing, seven-figure megasums seem matter-of-fact, Poulin said.
They’re happy, but they are concerned about their privacy and must spend time deciding the most responsible way to manage the sudden windfall.
Poulin only has a few hints for the big winners.
• No. 1: Sign your ticket for security.
“If somebody calls and says ‘I have a $250,000 winner,’ the first thing we say is, ‘Sign the back of your ticket,’” Poulin said. “All tickets are bearer instruments. As part of the verification process, anyone who signs the ticket must be present when it is redeemed.
One million-dollar winner told him he’d spent sleepless nights between his Saturday win and Monday morning’s opening of the lottery office. “His wife kept the ticket in her bra for security,” Poulin said.
• No. 2: Get financial advice.
Every big winner has the choice between a lump sum and an annuity.
There are also trusts that can be used to keep the winner’s identity private.
• No. 3: Change your phone number.
“People will be calling you,” Poulin said. “There’s no question about it. People will try to scam you.”
To see more from the Sun Journal, visit sunjournal.com.



So, rather than highlighting the winners, which promotes our Lottery, Poulin is relying solely on paid advertisement and word of mouth? Sounds similar, (on the flip side of coin sort of way) to the recent article on Maine Community Colleges saying they can’t handle all the applicants, yet spend $thousands on TV ads recruiting new students.
Lottery another Tax on the poor.
Sad But True!
All I do is pay in, glad somebody actually wins………but I’m starting to realize it’s a Ponzi scheme after 20 years, I’m a slow learner, but I’ll keep on hoping and chugging along.
DUUHHH!!! Ya’ think ya’ got it figgured out yet Bubba ??? 20 years of financial investment might have put you a little further ahead of the game instead of making the last 5+ Governors’ Harley Davidson payments… Think about it?!?!?!
BUT IF I DON”T PLAY I CAN”T WIN!! and as long as I play responsibly it’s okay, just listen to the ads. I’m not on welfare so I consider that being responsible?! Not sure what the real parameters are
Normally true. But for a couple of years there (6 or 7 years back) in my employer’s mandatory retirement program, we were losing $3 for every $1 invested (and I had no way to change it or get out of it). I’d have been better off if I could have “investing” in lottery tickets. At least then I’d only lose $1 for ever $1 I “invested” and I’d have a tax write-off on the gambling losses to boot.
You can’t write-off gambling losses for the heck of it, there are rules, like you have to actually win to write-off losses.
If I had “invested” all that I loss in my employer’s mandatory retirement program on lottery tickets, I would have had a few “winners” among all the losers.
Why do you have to be so condescending? I suppose you are perfect in every way.
no
Let him play. Hopefully, he is helping to keep our other taxes down. If they did away with the lottery just think they would increase our sales tax, ect… What he pays we don’t have too :-)
It’s a “voluntary” tax. If not enough people “volunteer” to pay it, the state finds another way to tax you. Oh, and if you’re one of the lucky few who wins–that’s just the “voluntary tax refund”. :)
Well stated…. I’m glad people play. Hopefully it keeps our other taxes down. I’d hate to see sales tax or excise tax increased. Almost time for another vehicle purchase :-(
so I guess you want to “protect” the poor from their own decision to buy tickets? It’s their money to waste any way they want, who are you to tell anyone that they can’t buy them?
Anyone with that much “I know what’s best for YOU” disdain for the “poor” must be a liberal.
Nice strawman argument, Tzuriel made a simple statement and never even hinted any of the things you are trying to attribute to him/her.
Spend all the money you like there :-) Go to Hollywood Slots and leave them some too! Maybe they can build on! They are getting their new tables and will need more space, I’m assuming they are going to need all the players they can get to help pay for new buildings to put those tables in.
In college I waitressed. I watched truckers purchase in the course of a night the entire roll of scratch tickets. There would be 1 or 2 winners on the roll. Yep they would get $20. The tickets way back then were $1 each. I have no idea how many were on that roll. But, I could tell the whole idea was for the State to make money and us to loose money.
About 15 years ago a neighbor won the megabucks. What a blessing for him, not. Taxes too a huge hunk. His family fought him constantly for it, not realizing how little he actually was getting. He and his wife died young. I think it was too much stress, it wasn’t the blessing it could’ve been.
For those that want to pay to play have fun. I’ll keep my money. I know I won’t be a winner, but I won’t be a looser either. Hopefully your paying to play will help keep our sales tax, gas tax and income tax down.
I hope I’m reading this correctly, according to the Lottery Web Site you have a one in 195,249,054 chance of winning the jackpot prize. I’m sure that I’ve read this wrong, perhaps mistaking a comma for a period, who would wager their money with those odds?
Do the math…= Millions (of foreign investors) are Reaping the Profits…. HA!!!!!!!!!!!!
My money is in diverse accounts. 401k and some conservative stocks.
You cahhhnn n be a Wiinnnah Tooo !
My name is Burpee Pahhwwnnn!
Be a LOSER !!! Invest in the Maine(ly) waste of our $ & time.
If the state has a hand in it. Also the lottery isn’t in business to loose money. The deal is they make it and you loose it! Then they tax the heck out of your winnings, lol! I have never played one time. I figure at my age, I’m well ahead of the deal. They haven’t got any of my money, other then a heck of alot of income tax and property tax. They also get my sales tax, ect.
If the state has a hand in it. Also the lottery isn’t in business to loose money. The deal is they make it and you loose it! Then they tax the heck out of your winnings, lol! I have never played one time. I figure at my age, I’m well ahead of the deal. They haven’t got any of my money, other then a heck of alot of income tax and property tax. They also get my sales, ect.
It’s “lose”: l-o-s-e.
Winnings are taxed at the rate of ordinary earnings. Nothing special, just another entry on your tax form.
The lottery is taxation for people who flunked math. Casinos are the same, only more.
So,for every ONE winner,there are 195,249,054 stinkin’ losers? hmm..Who’s momma raised a fool?
Unfortunately winning does not buy happiness. If you read the stories of winners you find that very little in their life changes in the final analysis. If they are unhappy before they generally stay that way. The old adage “money does not buy happiness” is true in the case of the lottery as well. The part about the counseling on what to do with money is so important perhaps it would be useful to hand out some names of qualified financial consultants along with the winnings.
As well as mental therapist. All I can say is there are many television stars, politicians, and singers that have plenty of money; but are very unhappy. If you can’t handle money, this will be gone in a matter of days, weeks or years. It doesn’t take long to spend money if you aren’t organized.
Of course there not excited. The money they won gets cut in half right off the bat for taxes. Then they become one of the hated rich. Then all the people they ever knew in there life start calling and asking for money. Then they are forced to move or hide to lead a normal life.
I am very happy for anybody that wins. The sad truth is that as they did not earn the money far to many of them end up broke or in debt only a few years after winning big as they do not know how to deal with that much money. All to many think a couple hundred grand on the bank will last forever you would be surprised how fast it can go.
Your correct, today million dallors won’t last a minute unless invested very wisely, especially after taxes. If someone bought me a ticket and I won. I wouldn’t want anyone to know. I would just invest and live as we are, just using the interest to take the kids to Disney/Florida or California once a year and make our payements. If I needed a sick day, I would take it! Nothing would change for us.
“Millionaires”!? Not after taxes destroy the winnings and take it right back to the state! Not only is it a “stupid tax” on the trailer park trash that addictively scratch the tickets with half their weekly pay, it is a stupid-tax on the winners. Then of course there’s all the taxes that are spent on everything they purchase, taxes on any earnings that are generated by investments made with it, and if there is actually over a million in the bank and the winner later dies, then the death tax gets them. You have a statistically much, much, much better chance of robbing 10 banks and getting away with it then you do ever winning more than $100 in any lottery.